"Refer a Friend" Referral Program Terms

Effective Date: 18th July 2025.

This page outlines the terms and conditions ("Program Terms") for the "Refer a Friend" Referral Program. Your participation in this Program, which occurs automatically when a new customer successfully uses your unique referral code (Your JourniCard Member ID) during their sign-up, signifies your express acknowledgement and agreement to these Program Terms. These Program Terms form a binding agreement between you and Journi Ventures Limited and are incorporated by reference into the entirety of our Terms of Service.

  1. Eligibility

  • To be eligible to earn a referral reward, you ("the Referrer") must be an active JourniCard member in good standing at the time of the referral and reward issuance.

  • The referred individual ("Referred Member") must be a genuine new customer to our platform, must not have previously held an account with us, and must successfully complete their chosen membership (2-month, 6-month, or Annual) by making a full, non-refundable payment using the Referrer's unique referral code at the time of checkout.

  • Self-referrals (where the Referrer attempts to refer themselves) are strictly prohibited.

2. Reward Structure

  • Upon successful verification and fulfilment of the eligibility criteria outlined in the "Eligibility" section, the Referrer will be eligible to receive:

    • $5 Amazon Gift Card: For each successful 2-month membership referral.

    • $10 Amazon Gift Card: For each successful 6-month membership referral.

    • $15 Amazon Gift Card: For each successful Annual membership referral.

  • All gift cards will be delivered electronically to the email address associated with the Referrer's account. Rewards will be issued within thirty (30) days after the Referred Member's payment has cleared and their membership is confirmed as active and non-refundable.

3. Provisional Nature of Rewards

  • All rewards are provisional and are subject to our final review, verification, and approval. We reserve the absolute right, in our sole and unfettered discretion, to withhold, deny, or revoke any reward if we determine that:

    • The referral was not made in good faith.

    • The Referred Member does not meet all eligibility criteria.

    • There is any indication of fraudulent, suspicious, or abusive activity associated with the referral or the Referrer.

    • These Program Terms, or any part of our main Terms of Service, have been violated.

  • Our decision regarding the eligibility of any referral and the issuance of any reward shall be final and binding.

4. Exclusions

  • Referral rewards are not valid for new members who:

    • Utilised any other promotional codes, coupons, or received discounted rates at checkout.

    • Signed up through any other affiliate, partner, or marketing channel.

    • Requested a refund or chargeback for their membership payment.

    • Are found to be existing customers or associated with existing accounts.

  • Only full-price membership sign-ups directly facilitated by your valid referral code are eligible for rewards.

5. Program Modifications and Termination

  • Journi Ventures Limited reserves the right to modify, suspend, or terminate the "Refer a Friend" Referral Program, or any part thereof, at any time and for any reason, with or without prior notice.

  • Any such changes will be effective immediately upon posting the updated Program Terms to our website. While we will endeavour to honour rewards earned in accordance with the Program Terms prior to any termination or significant modification, we retain the right to adjust eligibility or rewards based on the revised terms.

6. Fair Use and Prohibited Conduct

  • Genuine Referrals: Referrals should reflect genuine recommendations to individuals you know who may be genuinely interested in our services.

  • No Spam: You agree not to engage in any form of unsolicited commercial email (spam), mass distribution, or other harmful or harassing communications when promoting your referral code.

  • No Misrepresentation: You must not misrepresent our services or the terms of this Program.

  • No Gaming: Any attempt to manipulate or abuse the Program, including but not limited to creating multiple accounts, using automated systems, or engaging in any fraudulent activity, will result in immediate disqualification from the Program, forfeiture of all pending rewards, and potential termination of your JourniCard membership.

7. Tax Implications

  • You understand and agree that any rewards received through the "Refer a Friend" Referral Program may constitute taxable income to you. You are solely responsible for all applicable taxes and for reporting such income to His Majesty's Revenue and Customs (HMRC) or any other relevant tax authorities. We recommend consulting with a tax professional regarding your specific situation.

8. Limitation of Liability

  • Journi Ventures Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to this Program, even if advised of the possibility of such damages. Our total liability in connection with this Program shall not exceed the value of the specific reward at issue.

9. General

  • These Program Terms are governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of laws principles.

  • Your participation in the Program signifies your acceptance of these Program Terms and our main Terms of Service.

  • Our failure to enforce any provision of these Program Terms shall not be deemed a waiver of such provision nor of the right to enforce such provision.